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Building a new home can be daunting, stressful and exciting all at once. Let Two Acre Finance take the hassle out of financing your build with a construction loan. With over 30 lenders offering products to suit, why bother wasting your time researching the right loan when you can be picking furniture and splashbacks?

Construction loans are different to a standard home loan and that’s why it’s important to use Two Acre Finance who are experts at construction lending.  It can take some time to build your dream home and it’s important to choose a lender who will make payments to your builder on time, with minimal fuss and fees so there are no hold ups to you getting the keys and moving in.

Whether you’ve got an existing house and are renovating, you’re an owner builder, you’re signing up with a builder on a fixed price build contract or looking to purchase land and build a house, we can arrange a loan to suit.

We’ll provide you:

  • Comprehensive step-by-step guide detailing the construction loan process
  • Recommendations for your best loan structure
  • Your exact borrowing capacity so you know how much you can spend on the build
  • Precise figures on how much you can spend purchasing land and building your new home
  • Advice on how to structure your loan and pay it off quickly
  • Comprehensive advice around stamp duty fees for buying land and building
  • Strategies and tips for entering the market and negotiating a sale
  • Critical terms and conditions you need to have in a Contract of Sale and a Builders contract
  • Critical documents that you will need to provide to get the construction loan approved
  • Annual loan reviews to ensure your loan remains suited to your needs and is the most competitive interest rate to save you money
  • Access to a panel of ‘Trusted Tradies’ – our Two Acre affiliated advisors including builders, electricians, plumbers, building inspectors, painters and home handymen so that you can rest assured you’re getting the best of the best on your renovation or home construction journey.

We recently renovated our home and used Two Acre Finance to obtain our loan. We were extremely happy with the service Amanda provided. She went above and beyond to find us a lender that saved us a considerable amount of money. Amanda made the process very easy by explaining everything step by step until we understood.

We have no hesitation in recommending Two Acre Finance to anyone. The knowledge, professionalism and service we received from Amanda was excellent.

– Kate, Newtown

Before you engage a builder, it’s important you obtain a loan ‘pre-approval’. Call us today – we’ll get you started.

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